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Need to save up some cash for that big purchase or goal? Here are all the ways you can start stacking money ASAP.. A financial advisor can help you get debt under control. 5. Current Ratio (Current assets)/ (Current short-term liabilities) “Current assets” refers to any cash or cash equivalents you have, like money in checking accounts, savings accounts and even CDs. On the other hand, short-term liabilities refer to upcoming debt payments.